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House in Loano

House in Loano
House in Loano - Main view

House for sale, 90 m²

Loano

2 bedrooms·2 bathrooms

429.000 €

4.767 €/m²

Listed Nov 4, 2026

About this listing

GABETTI EXCLUSIVE – Porto area. Super opportunity - bare ownership of a villa in class A. In the most beautiful area of Loano, that of the new tourist port (one of the best in Liguria), a brand new construction villa in class A with high-end finishes, solar panels, independent heating and air conditioning, soundproofing and thermal insulation. Completing the property are two outdoor parking spaces – indispensable in this area and in this prime location. The villa is sold as bare ownership. In other words, the purchasing party (i.e., the "bare owner") purchases the house at a much lower price compared to its actual current market value, but can only use it after the death of the selling party ("usufructuary"). In this case, the selling party is 75 years old. The author wrote their two theses on Roman Law (during the three-year degree) and on Private Law, specifically referring to Book III (Of Property), during their specialization. Bare ownership and usufruct are two legal institutions regulated by our Civil Code in Book III, Title V, from art. 978. Their origin is, as for the vast majority of our corpus of laws, Roman. Subsequently, it has also been modified and adapted in other legal systems, but without ever distorting its primary function, which offers advantages to both the selling party and the purchasing party. Advantages for the purchasing party (usufructuary). To put it very simply but exhaustively: "they get a great deal." They purchase the property at a much lower percentage compared to its real value on the real estate market. Furthermore, they will not have to bear the maintenance costs of the aforementioned property and various taxes, which remain the responsibility of the bare owner. Advantages for the selling party (bare owner). They have the possibility to live in their own home, with their loved ones, their memories, their "things" until the end of their life, while having ample economic liquidity. Our services for those who wish to rely on our agency to sell their property: - Maximum visibility on major real estate portals through TOP, Showcase, Star advertisements: Your property will always be in the front row. - Every advertisement is accompanied by a photo gallery created by professionals using the best technologies available on the market. - Every advertisement is accompanied by a video that allows a virtual visit of Your property. - Every advertisement is accompanied by two floor plans: in 2D and 3D. - Where necessary, homestaging service to improve Your property. - Personalized brochures for every property. - Collaboration and advertising agreement with F.A.B.I. syndicate – Federazione Autonoma Bancari Italiani. The Gabetti Group, founded in 1950 with the opening of its first real estate agency in Turin, is a historic Brand of National Interest: an award from the Ministry of Economic Development reserved for companies that have made and continue to make national entrepreneurial "history". Agenzia Gabetti Loano di Gavio dr. Edgardo Loano (SV) – Corso Europa 38 Tel. 019.6766607 - Cell. 338.2160787 - 333.3857510 Web: www.gavioimmobiliare.it - E-mail:

What's included

Parking
TypeVilla
Living Area90 m²
Bedrooms2
Bathrooms2
Rooms3
ConditionNew

Location

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Listed on

LuxuryEstate

429.000 €

Mortgage calculator

Estimated monthly payment

1.755 €/mo

Down payment20 % · 85.800 €
85.800 €343.200 € loan
Term
Total repayable526.552 €
Interest rate3.70 %

Representative estimate · Landomo is not a mortgage broker. · Rates updated April 2026

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